Klarna's Pay in 3 is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only.

About Klarna

Founded in Stockholm, Sweden, Klarna is one of Europe's fastest-growing companies and a leading alternative payment provider. Klarna’s vision is to make shopping smoooth, adding value for consumers and retailers with unique payment options and superior customer experience.

Klarna has 5,000 employees across 45 countries, and is leading the way for alternative payments by serving 147 million consumers and 400,000+ merchants payment solutions.

T&Cs and late fees apply, klarna.com/uk/terms-and-conditions

Pay in 3 instalments terms and conditions

This is a credit agreement between you and us. When we use ‘us’, ‘we’ or ‘our’ in this document, we mean Klarna Financial Services UK Limited. When we use ‘you’ in this document, we mean anyone who has bought something using Pay in 3 instalments with Klarna.